
Revolutionizing Contactless Payments with Crypto Stablecoins
Experience real-time settlements and near-zero fees with StablePay, the next evolution in contactless, multi-chain, stablecoin-based transactions.
About StablePay
StablePay is on a mission to empower retailers and consumers with instant, low-cost crypto transactions. We combine secure Android Point-of-Sale terminals with NFC capabilities and a versatile mobile wallet app for iOS and Android. Our wallet supports XRP & RLUSD on XRPL, and will also support native tokens as well as stablecoins (USDC & EURC) on both Solana and Stellar, enabling users to pay at our Point-of-Sale terminals or securely manage and transfer their tokens.
Learn MoreUltra-Low Fees
We leverage stablecoins on XRPL, and in the near future Solana and Stellar, to reduce costs for retailers.
Instant Settlement
Transactions clear in real time, ensuring immediate access to funds.
NFC & QR Payments
Our Point-of-Sale terminals enable seamless contactless or QR-based transactions.
Pre-Installed Software
We provide or lease Android Point-of-Sale devices ready to go out of the box—no extra apps needed.
Blockchains Integrated
Stablecoins Supported
Seconds to Settle
% Lower Fees vs. Traditional
Secure & Stable Beta Release
We’re currently rolling out our MVP to a select group of beta testers. Our focus is on ensuring reliable transactions, instant settlements, and an intuitive user experience.
- XRPL already implemented, soon Solana and Stellar.
- Android Point-of-Sale pilot testing with NFC & QR.
- Early feedback loop to refine user flows.
Interested in becoming a beta tester? Contact us to learn more about early access.

Simplified Onboarding for Merchants
Once our beta is stable, we’ll invite small and medium retailers to join, offering near-zero fees and instant settlements to boost their profitability.
- Plug-and-play Android Point-of-Sale terminals.
- Real-time reporting & analytics for retailers.
- Dedicated support & documentation.
Ready to modernize your payment experience? Reach out for a personalized demo.

Strategic Partnerships & Expansion
We aim to collaborate with industry leaders to expand our network and offer even more stablecoin and blockchain integrations.
- Partnerships with leading payment gateways.
- Additional stablecoin & fiat on/off ramps.
- Developer ecosystem for third-party add-ons.
Looking to partner or integrate with StablePay? Let’s discuss how we can work together.

Worldwide Expansion & Adoption
Our long-term vision is to bring instant, low-fee crypto payments to every corner of the globe, simplifying commerce for merchants and customers alike.
- Multi-language Point-of-Sale and wallet interfaces.
- Compliance and local regulations readiness.
- Continuous innovation in security & UX.
Join us on our journey to transform global retail payments. Contact us for more information.

The Opportunity
Why the retail payments space is ripe for innovation
High Transaction Costs
Traditional card networks impose fees that cut into retailers’ margins.
Delayed Settlements
Slow processing times create cash flow uncertainties and administrative burdens.
Evolving Consumer Preferences
Shoppers increasingly seek fast, contactless, and crypto-friendly payment methods.
Untapped Crypto Potential
Blockchain and stablecoins enable near-instant, low-cost settlements on a global scale.
Our Solution
How StablePay addresses retailers’ and consumers’ biggest payment challenges

Instant Settlement
Real-time transactions ensure funds are available immediately, boosting retailers’ cash flow.

Ultra-Low Fees
Our stablecoin-based system significantly reduces or even eliminates transaction costs.

NFC Contactless Payments
Customers simply tap their phones on our Android Point-of-Sale terminals for secure, contactless checkout.

Mobile Wallet
Our mobile wallet app for iOS and Android supports XRP & RLUSD on XRPL, and will soon have native tokens plus stablecoins (USDC & EURC) on Solana and Stellar. Users can make payments at our Point-of-Sale terminals or safely manage and transfer their tokens.

Multi-Blockchain Support
Our system supports XRP & RLUSD on XRPL, and will soon also support native tokens and stablecoins (USDC & EURC) on both Solana and Stellar.

Easy Integration
We supply or lease pre-configured Android Point-of-Sale devices—no extra downloads or apps required.
Testimonials
What industry leaders say about the future of crypto payments
Frequently Asked Questions
Your questions answered
How does StablePay work?
StablePay integrates our Android Point-of-Sale devices with a mobile wallet app for real-time, contactless crypto transactions. Retailers can accept payments in supported tokens, while customers enjoy fast, secure checkouts via NFC or QR code.
What cryptocurrencies are supported?
Our system supports XRP & RLUSD on XRPL, and in the near future also native tokens plus stablecoins (USDC & EURC) on both Solana and Stellar. We continually evaluate adding more assets based on stability, liquidity, and user demand.
Do I need a bank account to accept payments?
No bank account is required. All transactions happen on-chain using stablecoins or other supported tokens. You can later convert your crypto to fiat through our integrated on/off-ramp partners if you choose.
Is KYC required to use the Point-of-Sale terminals?
Yes. Completing KYC (Know Your Customer) verification is necessary to operate our Point-of-Sale terminals. This helps us comply with regulations and maintain a secure, trusted environment for all users.
How do I convert crypto to fiat?
For now, we partner with on/off-ramp services like MoonPay to facilitate easy crypto-to-fiat conversions.
How secure are my funds and transactions?
We leverage the security of underlying blockchains (XRPL, soon also Solana and Stellar) for all transactions. Additionally, our mobile wallet app employs robust encryption and secure key management to protect user funds.
How quickly do transactions settle?
Transactions on our supported blockchains typically settle within seconds. This real-time settlement is a major advantage over traditional payment systems, providing immediate fund availability for retailers.
Can I use StablePay if I'm new to crypto?
Absolutely. Our Point-of-Sale terminals are designed to be user-friendly for retailers, and our mobile wallet app simplifies sending, receiving, and storing supported tokens. We also provide documentation and support to help you get started.
Does the mobile wallet support regular crypto transfers?
Yes. Besides paying at our Point-of-Sale terminals, users can send, receive, and store supported tokens directly within the StablePay wallet. It’s an all-in-one solution for everyday crypto management.
What if I need help or encounter an issue?
We offer comprehensive documentation, a dedicated support team, and an active community channel. If you have any questions or run into technical issues, just reach out via our Contact page or support portal.
Team
Meet the people behind StablePay

André Grillo
andre.grillo@stablepay.finance Founder
Paulo Camilo
paulo.camilo@stablepay.finance FounderContact
Get in touch to learn more about StablePay or schedule a demo
Email Us
info@stablepay.finance