Revolutionizing Contactless Payments with Crypto Stablecoins

Experience real-time settlements and near-zero fees with StablePay, the next evolution in contactless, multi-chain, stablecoin-based transactions.

About StablePay

StablePay is on a mission to empower retailers and consumers with instant, low-cost crypto transactions. We combine secure Android Point-of-Sale terminals with NFC capabilities and a versatile mobile wallet app for iOS and Android. Our wallet supports XRP & RLUSD on XRPL, and will also support native tokens as well as stablecoins (USDC & EURC) on both Solana and Stellar, enabling users to pay at our Point-of-Sale terminals or securely manage and transfer their tokens.

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Ultra-Low Fees

We leverage stablecoins on XRPL, and in the near future Solana and Stellar, to reduce costs for retailers.

Instant Settlement

Transactions clear in real time, ensuring immediate access to funds.

NFC & QR Payments

Our Point-of-Sale terminals enable seamless contactless or QR-based transactions.

Pre-Installed Software

We provide or lease Android Point-of-Sale devices ready to go out of the box—no extra apps needed.

Blockchains Integrated

Stablecoins Supported

Seconds to Settle

% Lower Fees vs. Traditional

Secure & Stable Beta Release

We’re currently rolling out our MVP to a select group of beta testers. Our focus is on ensuring reliable transactions, instant settlements, and an intuitive user experience.

  • XRPL already implemented, soon Solana and Stellar.
  • Android Point-of-Sale pilot testing with NFC & QR.
  • Early feedback loop to refine user flows.

Interested in becoming a beta tester? Contact us to learn more about early access.

Beta Launch

Simplified Onboarding for Merchants

Once our beta is stable, we’ll invite small and medium retailers to join, offering near-zero fees and instant settlements to boost their profitability.

  • Plug-and-play Android Point-of-Sale terminals.
  • Real-time reporting & analytics for retailers.
  • Dedicated support & documentation.

Ready to modernize your payment experience? Reach out for a personalized demo.

Retailer Onboarding

Strategic Partnerships & Expansion

We aim to collaborate with industry leaders to expand our network and offer even more stablecoin and blockchain integrations.

  • Partnerships with leading payment gateways.
  • Additional stablecoin & fiat on/off ramps.
  • Developer ecosystem for third-party add-ons.

Looking to partner or integrate with StablePay? Let’s discuss how we can work together.

Scaling & Partnerships

Worldwide Expansion & Adoption

Our long-term vision is to bring instant, low-fee crypto payments to every corner of the globe, simplifying commerce for merchants and customers alike.

  • Multi-language Point-of-Sale and wallet interfaces.
  • Compliance and local regulations readiness.
  • Continuous innovation in security & UX.

Join us on our journey to transform global retail payments. Contact us for more information.

Global Rollout

The Opportunity

Why the retail payments space is ripe for innovation

High Transaction Costs

Traditional card networks impose fees that cut into retailers’ margins.

Delayed Settlements

Slow processing times create cash flow uncertainties and administrative burdens.

Evolving Consumer Preferences

Shoppers increasingly seek fast, contactless, and crypto-friendly payment methods.

Untapped Crypto Potential

Blockchain and stablecoins enable near-instant, low-cost settlements on a global scale.

Our Solution

How StablePay addresses retailers’ and consumers’ biggest payment challenges

Instant Settlement
Instant Settlement

Real-time transactions ensure funds are available immediately, boosting retailers’ cash flow.

Ultra-Low Fees
Ultra-Low Fees

Our stablecoin-based system significantly reduces or even eliminates transaction costs.

NFC Contactless Payments
NFC Contactless Payments

Customers simply tap their phones on our Android Point-of-Sale terminals for secure, contactless checkout.

Mobile Wallet
Mobile Wallet

Our mobile wallet app for iOS and Android supports XRP & RLUSD on XRPL, and will soon have native tokens plus stablecoins (USDC & EURC) on Solana and Stellar. Users can make payments at our Point-of-Sale terminals or safely manage and transfer their tokens.

Multi-Blockchain Support
Multi-Blockchain Support

Our system supports XRP & RLUSD on XRPL, and will soon also support native tokens and stablecoins (USDC & EURC) on both Solana and Stellar.

Easy Integration
Easy Integration

We supply or lease pre-configured Android Point-of-Sale devices—no extra downloads or apps required.

Testimonials

What industry leaders say about the future of crypto payments

Al Kelly

CEO, Visa

“We see digital currency as part of the future of money, and we’re enabling digital currency transactions across our global network, ensuring that we remain at the center of money movement.”

Dan Schulman

CEO, PayPal

“We’re moving into the next era of financial services, where digital currencies will become a standard part of consumer payments and daily financial life.”

Michael Miebach

CEO, Mastercard

“We have to be in this space because people are looking for answers, and they’re looking for certainty that their payments will be accepted wherever they go.”

Frequently Asked Questions

Your questions answered

How does StablePay work?

StablePay integrates our Android Point-of-Sale devices with a mobile wallet app for real-time, contactless crypto transactions. Retailers can accept payments in supported tokens, while customers enjoy fast, secure checkouts via NFC or QR code.

What cryptocurrencies are supported?

Our system supports XRP & RLUSD on XRPL, and in the near future also native tokens plus stablecoins (USDC & EURC) on both Solana and Stellar. We continually evaluate adding more assets based on stability, liquidity, and user demand.

Do I need a bank account to accept payments?

No bank account is required. All transactions happen on-chain using stablecoins or other supported tokens. You can later convert your crypto to fiat through our integrated on/off-ramp partners if you choose.

Is KYC required to use the Point-of-Sale terminals?

Yes. Completing KYC (Know Your Customer) verification is necessary to operate our Point-of-Sale terminals. This helps us comply with regulations and maintain a secure, trusted environment for all users.

How do I convert crypto to fiat?

For now, we partner with on/off-ramp services like MoonPay to facilitate easy crypto-to-fiat conversions.

How secure are my funds and transactions?

We leverage the security of underlying blockchains (XRPL, soon also Solana and Stellar) for all transactions. Additionally, our mobile wallet app employs robust encryption and secure key management to protect user funds.

How quickly do transactions settle?

Transactions on our supported blockchains typically settle within seconds. This real-time settlement is a major advantage over traditional payment systems, providing immediate fund availability for retailers.

Can I use StablePay if I'm new to crypto?

Absolutely. Our Point-of-Sale terminals are designed to be user-friendly for retailers, and our mobile wallet app simplifies sending, receiving, and storing supported tokens. We also provide documentation and support to help you get started.

Does the mobile wallet support regular crypto transfers?

Yes. Besides paying at our Point-of-Sale terminals, users can send, receive, and store supported tokens directly within the StablePay wallet. It’s an all-in-one solution for everyday crypto management.

What if I need help or encounter an issue?

We offer comprehensive documentation, a dedicated support team, and an active community channel. If you have any questions or run into technical issues, just reach out via our Contact page or support portal.

Team

Meet the people behind StablePay

André Grillo

andre.grillo@stablepay.finance Founder

Paulo Camilo

paulo.camilo@stablepay.finance Founder

Contact

Get in touch to learn more about StablePay or schedule a demo

Email Us

info@stablepay.finance